Since January, 1971, the members of Local 229 of the Laborers' International Union of North America have been covered by the "Shreveport Prepaid Legal Service Plan," a program popularly described as '1egal insurance." Briefly, '1egal insurance" calls for payment of premiums by individuals into a fund which is used to pay the fees of lawyers selected and hired by members when they need legal help. It may prove to facilitate the delivery of legal services to middle-class citizens, who today may be deprived of some of the legal assistance they need. The Shreveport program was instigated by the American Bar Association to test the concept; and the American Bar Foundation, a legal research institute affiliated with the A.B.A., was asked to observe and report on it.

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